The Funding module presents aggregated funding data from all participating financing providers. This section provides a detailed view of funding transactions, including funding status, consumer information, and relevant lender details.

Viewing Funding Information

The Funding List provides the following information:

  • FUNDED: Timestamp of when the transaction was funded (posted by the financing provider).
  • TRANSACTION ID: A unique identifier for each transaction provided by ChargeAfter.
  • LENDER REFERENCE ID: The identification code of the financing provider.
  • CHARGE ID: A unique identifier for each charge, specified by ChargeAfter.
  • ORDER ID: A unique identifier for each order. It can be either a merchant-provided order ID or ChargeAfter human-readable order ID.
  • TYPE: The type of transaction. Possible values: Refund, Settle, Chargeback, Reversal.
  • LENDER: : The name of the financing provider.
  • TRANSACTION AMOUNT: The currency amount of the referenced transaction.
  • DISCOUNT RATE: The Merchant Discount Rate (MDR), a discount given by the merchant to the financing provider, if applicable.
  • NET AMOUNT: The transaction amount minus the discount rate.
  • PRODUCT TYPE: Specifies the financial product type, depending on the financial products available from the lender. For example: Installments, Lease to Own, Line of Credit, Merchant Self Financing, Revolving Line of Credit.
  • STAGE: The current stage of the transaction. Possible values:
    • Reconciled - A funded transaction that fully matches the equivalent transaction that was processed through ChargeAfter
    • Missing - A funded transaction that does not appear in ChargeAfter's database (most likely due to a manual action on the financing provider's end).
    • Mismatch - A funded transaction that partially matches the equivalent transaction that was processed through ChargeAfter (e.g. transaction type or amount does not match).
  • STORE: The store name where the funding occurred.
  • MERCHANT TRANSACTION ID: A unique identifier of the transaction provided by the merchant.
  • FUNDING ID: A unique identifier of the funding provided by ChargeAfter.
  • UPDATED: Timestamp of when the transaction was last updated in the merchant portal.
  • FIRST NAME: The consumer's first name.
  • LAST NAME: The consumer's last name.
  • PROMO CODE: An identifier if a promotion was used.