What is ChargeAfter?

ChargeAfter company is a market-leading platform that connects merchants and lenders to offer consumers personalized Point of Sale Financing options at checkout from multiple lenders, across all financial products and credit ratings, through all channels: online, in-store, and call center.

We offer retailers the ability to use financing to drive business and increase their AOV, revenue, and margins. The power of the platforms allows us to provide offers to 85% for the customers, compared to 25-50% approval that is provided by any single lender solution. We allow the merchant to provide a highly customizable global solution with a very simple, low friction, and minimal integration solution.


These pages are dedicated resources for ChargeAfter's merchant partners and developers. If you’re a consumer, please visit our website.

How does it work?

ChargeAfter platform provides three types of integration methods for merchants. The merchants can choose the most appropriate integration approach based on the scale of sales, technical capabilities of the team, and functional requirements:

  1. Integrate via the eCommerce Plugins available on the most popular eCommerce platforms (Magento, Shopify, BigCommerce, etc.). See the Platforms section for more details about this approach.

  2. Integrate via the JavaScript SDK. This is the preferred integration approach for stores that don't work with any of the supported eCommerce platforms.

  3. Integrate programmatically via the RESTfull API exposed by ChargeAfter. This approach enables the merchant to build its own checkout experience and UI by leveraging ChargeAfter core capabilities.