October 15th

Additions to Consumer Confirmation Payload

Two additional parameters were added to the payload of the Consumer Confirmation webhook:

• linkId(optional)
• consumerId

The full payload is as follows:

{
  "applicationId":"string",
  "accountToken":"string",
  "confirmationToken":"string",
  "linkId":"string",
  "consumerId":"string"
}

For more information, see Merchants Notifications.

October 30th

GET application status Payload Improvements

The payload of the GET /v2/checkout/applications/{applicationId}/status endpoint that retrieves the status of an application has been upgraded.

The following response parameters have been added:

• applicationStatus: The latest application status corresponding to the applicationId.
  Possible values:
  • Prequalified
  • PendingConsumer
  • PendingLender
  • Approved
  • Authorized
  • Declined
• account: The latest lender account to which the consumer was redirected in ChargeAfter's Checkout flow with the details of the lender and the remaining credit info.
  • lenderName
  • lenderId
  • creditInfo (subject to lender support of OTB/open to buy)
    • maxAmount
    • availableCredit
• confirmedOffer: The confirmed offer that was used for Checkout.
  • code
  • financialProductType
  • amount
  • defaultApr
  • promoSettings
    • numberOfPeriods
    • periodicPayment
    • periodType
    • apr

Below is a sample 200 response with the new parameters marked:

Note: Backwards compatibility is supported.