The Funding module presents aggregated funding data from all participating financing providers and compares it to the data in the ChargeAfter database. This section provides a detailed view of all transactions, including funding status, consumer information, and relevant lender details.

Viewing Funding Information

The Funding List provides the following information:

• FUNDED: Timestamp of when the transaction was funded (posted by the financing provider).
• TRANSACTION ID: A unique identifier for each transaction provided by ChargeAfter.
• LENDER REFERENCE ID: The identification code of the financing provider.
• CHARGE ID: A unique identifier for each order, specified by ChargeAfter.
• ORDER ID: A unique identifier for each order. It can be either a merchant-provided order ID or ChargeAfter human-readable order ID.
• TYPE: The type of transaction. Possible values: Refund, Settle, Chargeback, Reversal.
• LENDER: : The name of the financing provider.
• TRANSACTION AMOUNT: The currency amount of the referenced transaction.
• DISCOUNT RATE: The Merchant Discount Rate (MDR), a discount given by the merchant to the financing provider, if applicable.
• NET AMOUNT: The transaction amount minus the discount rate.
• PRODUCT TYPE: Specifies the type of funding, depending on the financial products available from the lender. For example: Installments, Lease to Own, Line of Credit, Merchant Self Financing, Revolving Line of Credit.
• STAGE: The current stage of the transaction. Possible values:
  • Reconciled - A funded transaction that fully matches the equivalent transaction that was processed through ChargeAfter
  • Missing - A funded transaction that does not appear in ChargeAfter's database (most likely due to a manual action on the financing provider's end).
  • Mismatch - A funded transaction that partially matches the equivalent transaction that was processed through ChargeAfter (e.g. transaction type or amount does not match).
• STORE: The store name or email address where the funding occurred.
• MERCHANT TRANSACTION ID: A unique identifier of the transaction provided by the merchant.
• FUNDING ID: A unique identifier of the funding provided by ChargeAfter.
• UPDATED: Timestamp of when the transaction was last updated in the merchant portal.
• FIRST NAME: The consumer's first name.
• LAST NAME: The consumer's last name.
• PROMO CODE: An identifier if a promotion was used.